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  2. April 2017 - minor top October 2017 - final low in yields As to 'there should be lots of action into 2018 ', see the attached and decide for yourself. IMO, Armstrong/Socrates was largely on the money!
  3. Today
  4. Yesterday
  5. Gladstone families stuck in a one-time real estate hotspot where most homes now sell for a loss
  6. Last week
  7. Try explaining to somebody under 30 that interest rates also rise.
  8. Well the data i got was back to 1952, from england real estate In that timeframe longest bearmarkets were 5y long So 1952 - 2018 = 62years of data is not enough in this case to find the really big long downturns that might now come again! Try explain that to someone, they only know the last 30-62 years when houses mostly went up! Or in my case i only remember 2007-2018 with now 2 housing bubbles. So the young ones wont buy and the older ones have already and neither of them can imagine a 16year decline in prices....
  9. Earlier
  10. Only the last 3, the rest in Moscow.
  11. The left and their false promises... Riot police attack protesters demonstrating against electronic home auctions
  12. London House Prices Drop at the Fastest Pace Since 2009
  13. I warned you all when my mortgage went to zero that interest rates will rise I warn you now that I am selling Australian real estate and buying Japanese with half the proceeds early next year. I suggest you don't emulate me as this is another stupid idea but if you are a follower of the "person that hasn't f*cked up yet" that is the move hehehehe
  14. From what I have put together from studies I have read and observing the older sensei (say 80+ years old) in various martial arts which I do ranging from insanely physical to quite sedate I think the two things are very different. General activity for a few 30 minute sessions a week is super great for your mental well being which seems to translate into pretty decent physical ability in the "as expected" range. Like some shodou (japanese calligraphy) sensei I know are old but way more "alive" (for want of a better word) than many of the other old people I know of the same age range. Mostly I attribute this to just being involved in life. Good shodou requires you to use core muscles but it is hardly what most would consider a work out. I get more inky than sweaty. Similar for things like tai chi (although I don't do that and can only comment based on watching). Endurance stuff keeps you skinny sick. Long distance cycling running etc. People are physically good looking but only as healthy as their lifestyle would suggest. Pretty much the same as shodou except skinnier. Amateur high impact stuff focussing on stamina is ridiculously bad for you at any level above casual, especially if you "single thing it". I am only 46 and I am experiencing a few problems from this (despite not really being a single thing guy). I had an eye opening about what I was doing to myself when I went to an event where certain groups 80+ guys were basically useless geriatrics at anything except that one thing they do (and not even really that good at that, they just had 60 yrs of knowledge). Amateur high impact stuff done in short bursts is good for you. If you are doing weights for example don't f*ck around with an hour in the gym lifting something you can lift for an hr. Get in and out with 10 minutes of actual lifting over an hr. Amateur high impact stuff done in an environment which has semi professional guidance is insanely good for you. I've been training a sh*tload of japanese bayonet fencing over the past two years (maybe 20hrs a week). It is a martial art almost exclusively practised by the military who, unsurprisingly, don't view days off with much happiness. Due to the pedagogy being handed down via instructors whose job it is to ensure you are ready to go fight a war or help disaster victims there are some very simple and notable differences. So I guess I would say chose something which is sprint oriented with a community aspect - "lift hard, lift heavy then go to the pub" (and has a low injury rate due to decent instructors) or "hang out with friends then go to the pub". Depending on what physical appearance you are after. Mountain biking I would not put in the range of sensible options if you even faintly want to try having fun. Injury rate is too high. Strength training with body weight looks like maybe okay but you want a good coach and realistically heavy weight lifting has more studies into damage and how to avoid it and coaches that have proven track records. If some one does a stretch session at the end of the class rather than the beginning it is always a good sign, everyone else is an idiot.
  15. Wait til the next election is announced.
  16. Is that all Siberia? Looks nice.
  17. I can't believe this hasn't got more attention.
  18. Brave man that flies to Siberia during winter and with Cattleflot to boot!
  19. One thing that is different in Russia, is you can't connect to wifi without a mobile phone number. If you connect basically anywhere you need to enter your number and receive a confirmation number by SMS. Big brother is always watching you!
  20. After a few days in Moscow I flew to Novosibirsk - the capital of Siberia. The airport in Moscow (SVO) seemed rather antiquated, I had to check in my bag and then carry it to another counter to be taken on the plane. This would be my first Aeroflot experience. Getting to the plane was an absolute cock-up. We loaded onto a bus, and were driving for what seemed like 15 minutes to the other end of the airport. When we got there staff hadn't arrived so we spent about another 15 minutes on the bus. By the time I got on the plane I'm guessing it took 45 minutes from the gate... just painful. Surprisingly the food was great! I try to follow a keto diet and unlike Qatar Airways they had excellent food for that type of diet. Leg room sucked but only a four hour flight and I slept for half of that. I arrived in Novosibirsk and one thing I realised quickly that even less people here speak English. I found my way to the bus into town after avoiding an annoying taxi hyena. I really wanted to tell him to "f*ck off" but thought that may not go down well. I made another n00b mistake on the bus. A guy came up to me and just stared at me without saying anything. I had assumed he was a conductor so gave him money for the fare. As soon as I gave it to him it was evident he was not a conductor, but a mute hobo. You can't really tell the difference. I quickly snatched back my rubles and the driver yelled at him to piss off. When we arrived in the city he didn't pay for the fare and was shoved off the bus unceremoniously by the driver. For the only time on the trip I slipped on ice on the way to the hotel. I hate ice and the footpaths were not cleared (unlike in Moscow). My first impression of Novosibirsk (NSK) was "bleak". The left bank of the city is highly industrial and a lower socioeconomic demographic lives there. The centre reminded me of any other ex-Soviet city I have visited, but with its own feel. I was lucky that it barely snowed the whole time while I was in Russia, but the soles of my feet have dried and cracked and it's actually quite painful to walk. The day temperatures have been rather mild. I frequented a bar where I met up with a guy I met via the interwebs. He's originally from Italy but been living in Russia for a number of years. He said people in NSK are quite warm and open. I got a few recommendations on places to visit, prices for nice restaurants and bars are essentially the same as in Australia, but hellishly expensive for local standards. I spent a fair bit of time walking the streets and parks, but as my feet were really sore I didn't walk as much as planned. On my final day I spent a lot of time with a real estate agent. She doubled as a driver showing me around different apartments. She didn't speak any English but mostly we could communicate, when there was a loss for words online translation did the job. The apartments were a mixed bag. It's amazing the difference ceiling height makes. 270cm feels really cramped, whereas 300-320cm feels so much bigger. I was told advertised prices are never what they are sold at, they are normally discounted. A couple of places I checked out Mrs Medved inspected a year ago. Places can stay on the market a long time. Getting to the airport was a breeze, only about 20 minutes, but given I left at 4am I hardly saw another car on the road. Navigating the airport was relatively simple given it is so small, but it would be a fluke to meet staff who know any English. Simply most people don't know it. I was told by a barman that if you go to other cities in Siberia there may be half a dozen people in the whole city who speak English. So if you come to this part of the world brush up on your Russian! My broken Russian is functional enough to get me to where I need to go. So now off to Moscow en route to New York. I enjoyed my time in Siberia but need to figure out how to stop my feet from falling apart in the cold next time I'm here.
  21. They still look very expensive compared to Ollolai
  22. That was a huge spike for the week. IMO, it needs to break above 2% to confirm a rate rise.
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